BEGIN:VCALENDAR
VERSION:2.0
METHOD:PUBLISH
CALSCALE:GREGORIAN
PRODID:-//WordPress - MECv6.5.5//EN
X-ORIGINAL-URL:https://www.missoulapubliclibrary.org/
X-WR-CALNAME:Missoula Public Library
X-WR-CALDESC:Spark Curiosity. Make Connections. Thrive Together.
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-PUBLISHED-TTL:PT1H
X-MS-OLK-FORCEINSPECTOROPEN:TRUE
BEGIN:VEVENT
CLASS:PUBLIC
DTSTART;TZID=America/Denver:20260618T130000
DTEND;TZID=America/Denver:20260618T144500
DTSTAMP:20260505T160700
UID:MEC-fa8458002a35e387549fe2782207fac8@missoulapubliclibrary.org
RDATE;TZID=America/Denver:20260716T130000,20260820T130000
RECURRENCE-ID;TZID=America/Denver:20260618T130000
SEQUENCE:0
CREATED:20260505
LAST-MODIFIED:20260505
PRIORITY:5
TRANSP:OPAQUE
SUMMARY:Financial Community Education
DESCRIPTION:Clearwater Credit Union Community Education is a series of classes for Missoula residents regarding various aspects of finances from understanding credit to avoiding scams to proper budgeting. Each month will feature a different class topic to help community members improve their financial literacy.\n \n7/18/2026 – Topic: Understanding Credit – Erika Sylvester – Cooper Room A\nHaving good credit can save you money on interest rates and make you eligible for new opportunities. Learn about the importance of credit and what factors into your credit score, as well as gain a better understanding of how to build, repair, maintain, and protect your credit.\n \nLEARNING OUTCOMES\n• Understand what credit is and why it is important.\n• Know what a good credit score is and how it’s calculated.\n• Have the tools to (re)build and maintain a strong credit report.\n \n8/16/2026 – Topic: Preparing for Your Next Vehicle – Erika Sylvester – Cooper Room A\nConfidently finance your first or next vehicle with the help of this interactive class. You’ll learn what factors into a loan decision, and what comes next as you continue to grow your credit history with a vehicle loan. We’ll also work through loan payment and interest rate examples.\n \nLEARNING OUTCOMES\n• Understand the process of buying a vehicle from searching for your next vehicle to ownership of that vehicle.\n• Look at the factors that go into a loan decision, often called the 4 C’s of Lending (Credit, capacity, collateral and character).\n• Discuss the additional products needed to protect your purchase and the importance of on-time payments.\n• Examine the impact of APR, down payments, and extra payments with multiple loan payment examples.\n \n9/20/2026 – Topic: Buying Your Next Home – Erika Sylvester – Cooper Room A\nAre you thinking about purchasing your first home? Or it has been a while since you went through the home purchasing process? Learn the benefits of home ownership, the application and shopping process, and get ready for your monthly payment.\n \nLEARNING OUTCOMES\n• Compare the benefits of home ownership and renting.\n• Prepare yourself, and your budget for the financial impact of purchasing a home.\n• Learn the steps of the home loan process.\n
URL:https://www.missoulapubliclibrary.org/program-calendar/financial-community-education/
CATEGORIES:All Ages,Classes & Workshops,External Partner
LOCATION:Level Four, Missoula Public Library, 455 E. Main St., Missoula, Montana
ATTACH;FMTTYPE=:https://www.missoulapubliclibrary.org/wp-content/uploads/2025/12/Clearwater_MainLogo_RGB.webp
END:VEVENT
BEGIN:VEVENT
CLASS:PUBLIC
DTSTART;TZID=America/Denver:20260716T130000
DTEND;TZID=America/Denver:20260716T144500
DTSTAMP:20260505T160700
UID:MEC-fa8458002a35e387549fe2782207fac8@missoulapubliclibrary.org
RECURRENCE-ID;TZID=America/Denver:20260716T130000
SEQUENCE:0
CREATED:20260505
LAST-MODIFIED:20260505
PRIORITY:5
TRANSP:OPAQUE
SUMMARY:Financial Community Education
DESCRIPTION:Clearwater Credit Union Community Education is a series of classes for Missoula residents regarding various aspects of finances from understanding credit to avoiding scams to proper budgeting. Each month will feature a different class topic to help community members improve their financial literacy.\n \n7/18/2026 – Topic: Understanding Credit – Erika Sylvester – Cooper Room A\nHaving good credit can save you money on interest rates and make you eligible for new opportunities. Learn about the importance of credit and what factors into your credit score, as well as gain a better understanding of how to build, repair, maintain, and protect your credit.\n \nLEARNING OUTCOMES\n• Understand what credit is and why it is important.\n• Know what a good credit score is and how it’s calculated.\n• Have the tools to (re)build and maintain a strong credit report.\n \n8/16/2026 – Topic: Preparing for Your Next Vehicle – Erika Sylvester – Cooper Room A\nConfidently finance your first or next vehicle with the help of this interactive class. You’ll learn what factors into a loan decision, and what comes next as you continue to grow your credit history with a vehicle loan. We’ll also work through loan payment and interest rate examples.\n \nLEARNING OUTCOMES\n• Understand the process of buying a vehicle from searching for your next vehicle to ownership of that vehicle.\n• Look at the factors that go into a loan decision, often called the 4 C’s of Lending (Credit, capacity, collateral and character).\n• Discuss the additional products needed to protect your purchase and the importance of on-time payments.\n• Examine the impact of APR, down payments, and extra payments with multiple loan payment examples.\n \n9/20/2026 – Topic: Buying Your Next Home – Erika Sylvester – Cooper Room A\nAre you thinking about purchasing your first home? Or it has been a while since you went through the home purchasing process? Learn the benefits of home ownership, the application and shopping process, and get ready for your monthly payment.\n \nLEARNING OUTCOMES\n• Compare the benefits of home ownership and renting.\n• Prepare yourself, and your budget for the financial impact of purchasing a home.\n• Learn the steps of the home loan process.\n
URL:https://www.missoulapubliclibrary.org/program-calendar/financial-community-education/
CATEGORIES:All Ages,Classes & Workshops,External Partner
LOCATION:Level Four, Missoula Public Library, 455 E. Main St., Missoula, Montana
ATTACH;FMTTYPE=:https://www.missoulapubliclibrary.org/wp-content/uploads/2025/12/Clearwater_MainLogo_RGB.webp
END:VEVENT
BEGIN:VEVENT
CLASS:PUBLIC
DTSTART;TZID=America/Denver:20260820T130000
DTEND;TZID=America/Denver:20260820T144500
DTSTAMP:20260505T160700
UID:MEC-fa8458002a35e387549fe2782207fac8@missoulapubliclibrary.org
RECURRENCE-ID;TZID=America/Denver:20260820T130000
SEQUENCE:0
CREATED:20260505
LAST-MODIFIED:20260505
PRIORITY:5
TRANSP:OPAQUE
SUMMARY:Financial Community Education
DESCRIPTION:Clearwater Credit Union Community Education is a series of classes for Missoula residents regarding various aspects of finances from understanding credit to avoiding scams to proper budgeting. Each month will feature a different class topic to help community members improve their financial literacy.\n \n7/18/2026 – Topic: Understanding Credit – Erika Sylvester – Cooper Room A\nHaving good credit can save you money on interest rates and make you eligible for new opportunities. Learn about the importance of credit and what factors into your credit score, as well as gain a better understanding of how to build, repair, maintain, and protect your credit.\n \nLEARNING OUTCOMES\n• Understand what credit is and why it is important.\n• Know what a good credit score is and how it’s calculated.\n• Have the tools to (re)build and maintain a strong credit report.\n \n8/16/2026 – Topic: Preparing for Your Next Vehicle – Erika Sylvester – Cooper Room A\nConfidently finance your first or next vehicle with the help of this interactive class. You’ll learn what factors into a loan decision, and what comes next as you continue to grow your credit history with a vehicle loan. We’ll also work through loan payment and interest rate examples.\n \nLEARNING OUTCOMES\n• Understand the process of buying a vehicle from searching for your next vehicle to ownership of that vehicle.\n• Look at the factors that go into a loan decision, often called the 4 C’s of Lending (Credit, capacity, collateral and character).\n• Discuss the additional products needed to protect your purchase and the importance of on-time payments.\n• Examine the impact of APR, down payments, and extra payments with multiple loan payment examples.\n \n9/20/2026 – Topic: Buying Your Next Home – Erika Sylvester – Cooper Room A\nAre you thinking about purchasing your first home? Or it has been a while since you went through the home purchasing process? Learn the benefits of home ownership, the application and shopping process, and get ready for your monthly payment.\n \nLEARNING OUTCOMES\n• Compare the benefits of home ownership and renting.\n• Prepare yourself, and your budget for the financial impact of purchasing a home.\n• Learn the steps of the home loan process.\n
URL:https://www.missoulapubliclibrary.org/program-calendar/financial-community-education/
CATEGORIES:All Ages,Classes & Workshops,External Partner
LOCATION:Level Four, Missoula Public Library, 455 E. Main St., Missoula, Montana
ATTACH;FMTTYPE=:https://www.missoulapubliclibrary.org/wp-content/uploads/2025/12/Clearwater_MainLogo_RGB.webp
END:VEVENT
END:VCALENDAR